Nicholas P. Mooney II
Chair, Technology Practice Group | Member
Charleston, WV
office 304.340.3860
mobile 304.549.8594
  • Overview
  • Services
  • Distinctions
  • Admissions
  • Memberships
  • Publications & Presentations
  • Resources
  • Results

Mr. Mooney's primary area of practice is consumer financial services litigation in federal and state courts. He has devoted all of his time for the past 21 years to that practice area. In the past, he also has practiced energy law and general litigation.

Education

  • Marshall University, B.A., cum laude, 1993
  • West Virginia University, J.D., 1996

Experience

  • Representing and counseling clients regarding numerous federal and state consumer protection laws, including the Fair Debt Collection Practices Act, Gramm-Leach-Bliley Act, Financial Privacy Act, The Maxwell Governmental Access to Financial Records Act, and the West Virginia Consumer Credit and Protection Act
  • Defending financial institutions and other creditors in litigation involving alleged violations of state and federal consumer protection laws in connection with home mortgage loans, reverse mortgages, unsecured loans, automobile financing, credit card accounts and consumer credit sales
  • Representing clients in investigations by the State Attorney General regarding alleged violations of consumer protection laws
  • Serving as national counsel and managing local counsel in litigation involving state and federal consumer protection laws pending in various states
  • Practiced in many diverse areas of litigation, including corporate finance, product liability, professional liability and criminal defense
  • Representing clients in complex breach response matters, including with HIPAA entities, and multi-state breaches
  • Represented several business entities within and around West Virginia in connection with acquisitions, government compliance, government relations and employee disputes
  • Advising clients on matters pertaining to data privacy and security
Compliance, Privacy & Investigations Consumer Finance Energy Law Litigation Technology

Distinctions

  • Named the Best Lawyers® "Lawyer of the Year" in Charleston, W.Va. for Litigation - Banking and Finance in 2020 and for Financial Services Regulation Law in 2021
  • Nominated by his peers for inclusion in The Best Lawyers in America in the areas of Financial Services Regulation Law and Litigation - Banking and Finance
  • Listed in West Virginia Super Lawyers

Admissions

  • West Virginia State Bar
  • West Virginia Supreme Court of Appeals
  • United States District Courts for the Northern and Southern Districts of West Virginia
  • United States Court of Appeals for the Fourth Circuit
  • United States Supreme Court

Memberships

  • National Creditors Bar Association Defense Bar Committee
  • National Creditors Bar Association Amicus Brief Committee
  • ACA International, West Virginia State Chair, 2020 - present
  • Mid-Atlantic Collectors Association, West Virginia State Chair, 2020 - present
  • Past President, Kanawha County Bar Association
  • Judge John A. Field, Jr. American Inn of Court

Publications & Presentations

  • Frequent contributor to West Virginia Banker magazine, authoring articles about consumer finance litigation in West Virginia
  • Co-presenter, "War in Ukraine: Impacts on the Banking & Financial Sector in Europe and North America," World Services Group Banking & Finance Group webcast, April 21, 2022
  • Podcaster, "Consumer Litigation Landscape After the 2015 Amendments to the WV Consumer Credit and Protection Act," Spilman Insights podcast, January 2020
  • Guest Speaker, "Litigation Landscape in West Virginia: What Debt Collectors Should Know About the 2015 Amendments to the Consumer and Credit Protection Act," ACA Cast, ACA International, September 2019
  • Co-author, "How will the West Virginia Court rule in the wake of Concepcion and Marmet?" West Virginia Trial Counsel Annual Meeting Notebook, April 2012
  • Co-author, "The Decline of Dunlap: Enforcement of Arbitration Provisions in Consumer Contracts are Gaining Ground in West Virginia," March 2011
  • Author, "Preparing Your Witnesses to Testify," June 2010
  • Co-author, "Post-Cuomo: The Floodgates Have Not Opened and Watters Still Predominates," December 2009
  • Co-author, "Attorney General Objections to Proposed Class Action Settlements Under the Class Action Fairness Act of 2005," January 2009
  • Co-author, "Summary of the Consumer Finance Investigations and Actions of the Attorneys General for all States and the District of Columbia During the Years 2006 - 2008," January 2009
  • "Student Lending: Enforcement Action and Ensuing Private Litigation," American Conference Institute's 18th National Forum on Consumer Finance Class Actions and Litigation, April 2014
  • "Interchange Fees, the Durbin Amendment and Litigation Surrounding Interchange Fees (Update on the Law)," and "The Use of Remote Starter Interrupt Devices and GPS Devices in the Servicing, Collection and Repossession of Automobile Debts," American Conference Institute's 15th Annual National Conference on Consumer Finance Class Actions and Litigation, January 2013
  • "Interchange Fees on Debit and Credit Cards, the Durbin Amendment to the Dodd-Frank Act, and Litigation Surrounding the Durbin Amendment," American Conference Institute's 14th Annual National Conference on Consumer Finance Class Actions and Litigation, July 2012
  • "Preparing Clients, Lay Witnesses, and Expert Witnesses to Testify at Deposition and Trial," Institute for Paralegal Education, June 2010
  • "Tips for Effective Settlement Negotiations and Mediation," Institute for Paralegal Education, June 2010
Decoded: Technology Law Insights - Issue 10, 2022 Decoded - Technology Law Insights, Volume 3, Issue 9 All Consuming - Financial Litigation Insights, Volume 3, Issue 5 Spilman Attorneys Named to 2022 WV Super Lawyers List Decoded - Technology Law Insights, Volume 3, Issue 8 The Site Report - Construction Law Insights: Issue 4, 2022 Decoded - Technology Law Insights, Volume 3, Issue 7 All Consuming - Financial Litigation Insights, Volume 3, Issue 4 Decoded - Technology Law Insights, Volume 3, Issue 6 Decoded - Technology Law Insights, Volume 3, Issue 5 Summary Judgment Granted in Class Action Against Spilman Client Spilman Gets Summary Judgment in One of the First Reverse Mortgage Cases in WV Spilman Appellate Win Important for Defense Against Future WVCCPA Claims Spilman Secures Complete Defense Verdict for Insurance Client Following a Seven-Figure Demand