Consumer Finance Law

Spilman has defended hundreds of individual and class-action lawsuits regarding alleged violations of federal and state consumer protection statutes, including the West Virginia Consumer Credit and Protection Act, the Federal Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Truth-in-Lending Act and Regulation Z.

Our clients include national banks, federally chartered and insured financial institutions, state banking corporations, hospitals, professional debt collectors, other law firms, cable operators, check warranty companies, insurance companies, satellite operators, retail stores, mortgage brokers and loan servicers. We have also represented clients in investigations by state and federal regulators such as the Federal Reserve Board and several state attorney general offices.

Consumer Finance Litigation

Our consumer finance legal experiences extend well beyond the boundaries of West Virginia. Spilman's consumer finance lawyers have been lead counsel and have managed consumer protection cases in Kentucky, North Carolina, Ohio, Pennsylvania and Virginia. We have also assisted clients in matters pending in several other jurisdictions, including several nationwide cases, and have counseled clients on compliance with federal lending, credit reporting, debt collection and privacy laws in their nationwide operations. As a result of our legal experience, several lawyers are frequent speakers in national continuing legal education seminars regarding consumer finance litigation and class actions.

Our Consumer Finance Practice Group is organized to meet not only your litigation needs, but every aspect of your business. The practice group consists of more than 40 consumer finance lawyers with the experience in consumer protection laws to provide compliance counseling, government relations, litigation defense and client support services, such as debt collection.

To learn more, please contact the Consumer Finance Litigation Practice Group: