Moore, Timothy R.
Mr. Moore’s practice focuses on counseling and serving the needs of banks and other financial institutions with an emphasis on the “workout” of distressed assets, financing, and regulatory issues, including consumer protection rules. Mr. Moore also chairs the firm’s
Community Banking Practice Group
and is the editor of the firm’s community banking centric newsletter – Community Banking Excellence. Finally, Mr. Moore’s primary practice areas also include general
corporate
law,
creditors' rights and
mergers and acquisitions.
Representative Experience
Banking and Finance
- Advised a regional financial institution in connection with the Fair and Accurate Credit Transactions Act of 2003, including the preparation and implementation of its “Red Flag Rule” and Risk Based Pricing notices
- Advised a regional financial institution in connection with the Gramm-Leach-Billey Act, including preparation of the affiliate sharing and marketing policies
- Advised a multi-state financial institution regarding state and federal anti-rebate laws and regulations
- Developed and reviewed policies for a bank’s credit officers and lenders to help ascertain and correct deficiencies in loan documentation and perfection of security interests
- Reviewed and advised an out of state bank as to ensure its documents comply with North Carolina law and requirements
- Extensive experience representing banks and other institutions in the sale and acquisition of certain notes and other assets
- Represented a banking client in the negotiation and preparation of management agreements for certain bank operating assets
- Extensive experience representing several banks in their lending to varying commercial businesses, including multi-million dollar loans to hotels, shopping centers, and residential sub-divisions
- Extensive experience representing numerous banks in the modification of Notes and Obligations
Bankruptcy and Creditors' Rights
- Extensive experience representing several super-regional and community banks in the negotiation or work-out of non-performing loans and other troubled assets -- through forbearance agreements, note sales, and other note modifications -- including subdivisions, churches, shopping centers, office condominiums and storage facilities
- Extensive experience representing several super-regional and community banks in their enforcement of security interests in real estate (foreclosure) and personal property security interests, including storage facilities, warehouses, residential subdivisions, shopping centers mobile home parks, office condominium and convenience stores
- Extensive experience counseling financial clients as to potential lender liability issues and methods to mitigate or avoid the same
- Supervise numerous legal actions for banking clients to collect deficiencies
- Represent a secured creditor in a Chapter 11 bankruptcy as to a several million dollar obligation
Corporate/Mergers and Acquisitions
- Represented the U.S. subsidiary of an publicly traded international corporation in its purchase of the assets of an automotive parts manufacturing business
- Represented a domestic corporation in the sale of its European subsidiary to a German corporation via a stock transaction
- Represented the sole owner of a multi-office medical practice in the sale of shares and his ongoing employment
- Extensive experience regarding numerous entrepreneurs as to their start-ups, including proper formation, governance, and effective shareholder or operating agreements
- Extensive experience advising officers and Boards of Directors as to a wide array of legal issues
Education
- University of North Carolina at Chapel Hill, B.A., 1994
- Washington and Lee University School of Law, J.D., 1997
Admissions
- North Carolina State Bar
- United States District Court for the Middle, Eastern and Western Districts of North Carolina
Affiliations
- North Carolina Bar Association - Bankruptcy Sections, Business, Real Estate, Land Use and Zoning, and Estate Planning/Probate
- Forsyth County Bar Association
- American Bankruptcy Institute
- American Bar Association – Business and Administrative Law Sections
- Risk Management Association Board of Directors – Triad Chapter
Awards & Distinctions
- Recognized by North Carolina Super Lawyers magazine as a Rising Star in Banking & Finance Law (2010)
- Recognized as a Triad “Mover and Shaker” by Business Leader Magazine (2009)
Publications & Presentations
- “A Few Recent FDIC Letters of Note,” Community Banking Excellence, December 2010 edition
- “So Your Collateral is What? . . . A Dairy Farm,” Community Banking Excellence, December 2010 edition
- “FDIC Goes on the Attack,” Community Banking Excellence, January 2011 edition
- “A Closer Look at Our Friend – The Guaranty,” RMA Triad Chapter Newsletter, February 2011 edition
- “The Foundation of Director and Officer Liabilities,” Community Banking Excellence, February 2011
- Presented a seminar to Risk Management Association (RMA) – Triad Chapter regarding identifying financing issues and proper securing of collateral – June 2009
- Presented varying seminars to financial institutions regarding lender liability, workout and financing issues
Other
- Junior Achievement serving Northwest North Carolina, Board of Directors
- The Winston-Salem Foundation, Asset Development Committee
- The Children's Home, Asset Development Committee
- United Way of Forsyth County, Financial Stability Impact Committee
- Mecklenburg County Bar Leadership Institute, Class of 2007
- Stratford Rotary Club, Winston-Salem, North Carolina
- Leadership Winston-Salem, Class of 2010
- Davie County Public Facilities Financing Corporation, Board of Directors